Thoughts on being retired for one year
I can truly say that this first year of retirement has been a complete change of life experience. I retired one year ago, fretting each and every day that I maybe had made the wrong choice. But for the record, it has been wonderful. There were a number of things that happened this year including:
- I became a septuagenarian a couple of weeks before retiring
- My wife and I realized that we were not using vast amounts of our house on a continuous basis; maybe 3 main rooms plus the porch
- We had to replace our heater which made us realize that there may be more things that might need mending in the near future
- We lost our first Medicare Advantage plan due to the insurance company stopping our specific plan; we are on the 3rd plan now
- We decided to leave the house and move into a CCRC retirement community to escape the constant upkeep of the house
- We downsized what we had - a lot; since we moved into a smaller space; I had to make some tough choices on what to bring with me
- We celebrated 50 years of marriage with a cruise during the Covid-19 times; did not catch it, still haven’t caught it
- Our move into the Apartment in the CCRC was very smooth; one truck load in and one and a half truck loads taken elsewhere
- We have integrated into this CCRC (with around 2,000 persons) easily; lots of stuff to do
- I became gobbled up into a couple of organizations on campus which takes up some of my time; hobbies take up the rest
- We became great-grandparents for the first time
I am now confident in stating that retirement was a good thing for me. I get to do a lot of my hobbies that I want to do that I was unable to do while working. I may have spent 9 months worrying about finances, but I am now convinced that we will make it on what we have; in spite of the downturn in the Marketplace. My wife and I are fortunate in that we have a loving family, have made the decision ourselves to move into this community without pressure from the kids. We have our ducks in a line so that our kids will not have onerous things to do when mom and dad pass on. We have made as much of a plan for our future as we could have in order to keep happy and be carefree until our time has come.