I Appear to be Overthinking the Financial Part of Retirement
Strangely enough, I have had lots of time to ponder what I am doing on a regular basis during retirement. I have gotten my financial accounts on GnuCash, not counting investments which I will be drawing from soon. I also have not gotten a budget integrated within GnuCash in order to keep expenses down.
I was thrown a curve ball by a couple of posts on Facebook that indicated there was an individual who had a budget that was less than half of mine. This has caused me to pause and think about all of the things that I am spending money on during retirement. In other words, like always I am obsessing over the prospects. How do I reduce this and how do I reduce that? For one thing, do I have enough money to survive my retirement with my wife? The answer is yes. So why am I obsessing over it?
I know that I am still stressed out from working in engineering for 46 years. The last few years have especially been brutal. Now it is time to settle my thoughts down and not stress over things that I have no control over. I am living in a high cost of living area and that will have a direct effect over what is happening. Perhaps the thoughts about not having an income stream from my investments coming in yet is what is driving the train here. Maybe in the back of my mind I am still worried that I won't have enough to survive on. Well, I do have enough to weather through a few months without the extra stream coming in, but I am still anxious without getting the stream started. This is probably overthinking on my part since I am not completely satisfied with the current status.